ANALISIS SISTEM PENGENDALIAN INTERN KREDIT PADA PT BANK NEGARA INDONESIA (PERSERO), TBK CABANG HARMONI. jima [Internet]. 2023 Sep. 24 [cited 2025 Oct. 19];3(3):174-88. Available from: https://jom.unsurya.ac.id/index.php/jima/article/view/175